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Friday, May 31, 2019

Essay --

The story Jurassic Park, by Michael Crichton, starts off with Mike Bowman taking a vacation with his family on the coast of Costa Rica. As they cruise on their Land Rover, Tina, Bowmans daughter, runs off after spotting three-toed bird tracks. Tina then encounters a bragging(a) lizard that makes chirping sounds, and is attacked by it. She is later(prenominal) sent to the hospital, where Dr. Gutierrez is intrigued to find out about the lizard that bit her left arm. Gutierrez goes back to the beach where Tina was attacked, and finds the ashes of a brown-striped lizard. The carcass is sent to the Tropical Diseases Laboratory of Columbia University Medical Center, where it is examined and analyzed. Despite the efforts made, no one is able to identify the lizards species, so the carcass is later sent to the Museum of Natural History for further analysis.Meanwhile, Bob Morris, head of the Environmental Protection Agency, becomes suspicious of the Hammond Foundation, which has recently a cquired advanced gene sequencing technology. This causes him to believe that InGen, John Hammonds company located in Costa Rica on Isla Nublar, is part of a reckless genetic engineering experiment. The lizards corpse is inspected by Alan assignment, a famous paleontologist, who is shocked to see that it is the carcass of a dinosaur. John Hammond, who was a financial support of Grants fossil digs, calls Grant and invites him to Isla Nublar. However, recent reports record that there are more lizard attacks in Costa Rica. Because of this, Ingen tasks Donald Gennaro, Hammonds lawyer, to investigate Isla Nublar along with Grant, Grants colleague named Ellie Sattler, and a mathematician named Ian Malcolm. Later, Grant and Sattler progress the plane and meet Gennaro. Meanwhi... ... freezer. Since no one alive knows how to use a computer, the group relies on Tim to go to the control room to turn on the galvanising fence in order to repel the raptors. As Grant distracts the raptors, Tim somehow manages to activate the electric fence just in time, this, repelling the raptors.As everyone settles down, Grant explains that the reason the dinosaurs were able to reproduce was because of the fact that they had frog DNA. Since certain species of frogs are able to change their gender, this meant that the dinosaurs were able to do this as well. Later, John Hammond is eventually killed by a group of small dinosaurs called compys, and Malcolm dies of his injuries. Eventually, a helicopter comes to rescue Grant, Sattler, and Gennaro with Muldoon and the kids already on board. As Grant looks back, he recalls seeing the island as a diminish bright spot.

Thursday, May 30, 2019

A True History of Mrs. Mary Rowlandson by Mrs. Mary Rowlandson Essay

The Theme of A True History of Mrs. Mary Rowlandson by Mrs. Mary RowlandsonIn the times of colonies when land was untouched there was a distinct hatred between the native Indians and the new colonists. As one reads the probe A True History of the Captivity and Restoration of Mrs. Mary Rowlandson, written by Mary Rowlandson in 1682, one will understand this hatred. Although the Indians captured Mary Rowlandson, with the reliance of God she was safely returned. The reader learns of her religious messages and how she turns to God for safety and strong will. One sees how her Puritan beliefs are of the strong New England Puritans way of life. The reader excessively understands through her words how she views the Indians and their way of life.Rowlandsons theme is very simple the capture and return of herself by the Indians. It was a strange and amazing dispensation that the maestro should so upset his precious servant, and Handmaid (Rowlandson p. 22). She struggles to find ans wers in why she was captured and tor manpowerted for eleven weeks, when she shows such a high religious fate. Her theme shows that she begged God for mercy, not to be free but to have strength to travel each day. Before she was captured she was a very religious person being the wife of Reverend Joseph Rowlandson and contract to their offspring. God was in her daily life moreover in her kids lives. After she was captured her religious life did not change, even though she was put through blamed conditions God still was her right hand man.When the Indians burned the town and made way to Rowlandsons house she turned to God for answers. Her house was set on draw out forcing her and her kids to come out. When she came out she suffered a bullet to the arm and w... ...e. She spent all day walking and carrying articles while the Indians rode horse back. Rowlandson was forced to weave for the Indians and give her habit up for the comfort of the Indians. My head also was so light , that I usually reeled as I went, but I hope all those wearisome go that I have taken are but a forwarding of me to the Heavenly rest (Rowlandson p. 43). Near the end of her eleven weeks of captivity Rowlandson wanted energy more but to give up and let the Lord take her away. The Indians stood laughing to see me staggering along but in my distress the Lord gave me experience of the truth and goodness of that promise (Rowlandson p. 51). Finally, after eleven long weeks of death, pain and suffering, the Indians gave heart. They leaded her near Boston where she would find some English men that helped reunites her husband to his long lost wife.

Wednesday, May 29, 2019

Jungle Book :: essays research papers

Part 1 Identifying1.) Protagonists- In a fabrication or movie the Protagonist(s) is/are the briny character(s). In the story A separate Peace the protagonist is Phineas(Finny).2.) Antagonists- In a story or movie the Antagonist(s) is/are the character or storm in conflict with a main character, or Protagonist(s). In the story A Separate Peace the Antagonist is Gene.3.) Setting- In a story or movie the Setting is the time & place of the action. In the story A Separate Peace the setting is at the Devon School.4.) Mood- In a story or movie the Mood is the feeling created n the passage. In the story A Separate Peace the mood is sad because jealousy ruined Gene & Finnys friendship.5.) Conflicts- In a story or movie the Conflict is a struggle between opposing forces. There are two types of Conflicts interior & External. An Internal Conflict involves a character in conflict with himself or herself. In the story A Separate Peace the Internal Conflict is Gene vs. himself. In an external c onflict, the main character struggles against an outside force. In the story A Separate Peace the External Conflict Gene vs. Finny.6.) incredulity- In a story or movie the Suspense is the feeling of curiosity or uncertainty about the outcome of events. In the story A Separate Peace the Suspense is when Gene shakes the tree limb & Finny falls & shatters the bone in his leg.Part 2 Elements of plot1.) Exposition- In a story or movie the expo is the background information, which sets the scene for the conflict. In the story A Separate Peace the exposition is the following At the beginning of the story Gene has been out of school for fifteen years & has decided to come back & visit. While visiting he saw the tree that Finny & he had transited from into the Devon so many years a go, which brought back a lot of memories. He indeed remembers the Super Suicide Society of the Summer Session. That was the club that Finny came up with. To be in the club you had to jump off a high tree limb & into the Devon. Since Finny was a daredevil, he decided to go first. Gene was an intellectual & was afraid to jump, but he jumped anyway. They were then late for supper, which had been noted by Mr. Prudhomme.The next morning Mr.

Orange County 1960s: The Conservative Movement :: Political Science Politics

orangish County 1960s The conservative movementThe conservative movement that arose in the Orange Country during the 60s had many another(prenominal) different contradictory attitudes. Some people thought of it as a meaningless span of time in which the government had been put on get around while others saw it as a crucial foundation for Americas future. McGirr clearly seems to be no follower for Orange County conservatism, but she is still able to go on her disagreements from breaking through in her writing. McGirr gives the audience an understanding the 60s political struggles, one in which even conservatives proposed radical ideas that fundamentally reshaped the political and cultural landscape.Since most of Orange County residents in the 50s and 60s were migrants, largely from the Midwest, did not necessarily make them traditionalists. These migrants, McGirr writes, mixed with Orange Countys cultural traditions, its conservative regional elite, its mode of development... to provide the ingredients from which the Right would create a movement. First, there were the old-timers, the large ranchers and small farmers, merchants, shop owners, and middle-class townspeople who had embraced a strong individualism and strict morals for many years. Added to this older conservatism were the southlands cowboy capitalists, the sore boom-time entrepreneurs who made their fortunes in the post - World War II era of affluence and spent their capital and their energy spreading the gospel of laissez-faire capitalist economy and an anti-Washington ethos. Together with ranchers-turned-property-developers, county boosters, and real estate speculators, they created a built world that affirmed the values of privacy, individualism, and property rights and weakened a sense of cohesive community, providing an opening for organizations, churches, and missional zealots that could provide one.Orange Countys contradictory anti-state philosophy that dominated a place founded by the government and heavily dependent on the government was clearly rank to McGirr. Military bases and high-tech manufacturing for defense purposes was key to the economic growth in the 1950s and 60s. Suburban Warriors portrays activists of the John Birch Society, the Christian Anticommunist Crusade against the New deport and wimpy not because they were victims of liberalism but because they were beneficiaries with moral passion to spare. Orange County became one of the fastest growing counties in America in the 1950s because it was a promised land of homeowners, a developers dream come true. Conservative political ideology, often considered an anti-modern worldview, attracted a large number of people in the most technologically advanced and economically effervescent of American locales.

Tuesday, May 28, 2019

After School Programs Essay -- Elementary Education Student Activities

After School ProgramsMany p arnts today argon faced with the issue of after school programs. But are these programs what we really think of them? Are they careing or hurting our children? A lot of parents want their child to be involved in school and/or extra-curricular activities, but dont want them to be overwhelmed whereas other parents dont seem bothered by the effects. This paper included information virtually after school activities and the effects they play in todays modern society with children. So, what do these activities do for the children? Do after school activities for children help to enrich their social and physical skills for their life long interests? A school program is defined as community driven, expanded learning opportunities that support developmentally appropriate cognitive, social, physical, and emotional outcomes. In addition, these programs will offer a balanced program of academic support, arts and cultural enrichment, recreation and nutrition (Coltin ). These programs can travel by either directly after school, during evenings, weekends, summer vacations, and holidays. They are run by schools, community based organizations in the school, and community based organizations from a church or synagogue, or a private leader. Since the community and government is so willing to get the students active in these after school programs, there is such a wide variety of different ones. With such a huge selection, it is merely impossible for someone not to find a program that would be objurgate for their children. The activit6ies vary from religious clubs, to sports, as well as language based clubs, Sports offer a huge variety for students to get involved in. There are all boy and all girl sports, as well as co-e... ... After School Program? www.thirteen,org/edonline/concepts2class/month11/index sub1.html Kirkman, Susannah. (2000 March). Bums on Seats Is not the Answer. The time Educational Supplement. 24 Lamb, Sandra E. (1999, October). A fter-School Activities Parents Magazine. Lee, Shumow. (2001). Academic Effects on After-School Programs. Champaign, IL Eric Clearinghouse on Elementary and Early Childhood Educat5ion- Childrens Research Center. Roemer, Joseph. (1935). rudimentary Student Activities. New York Silver, Burdett, and Company. Schneider, Jonathon. (2000, August). Benefits of Activities Kids Health for Parents 2-3. Schwartz, Wendy. (1996, October). After School Programs for Urban Youth. New York, NY ERIC Clearinghouse on Urban Education. Thompson, Nellie Zetta. (1953). Your School Clubs. New York E.P. Dutton & Co., Inc.

After School Programs Essay -- Elementary Education Student Activities

After School ProgramsMany parents today are faced with the issue of later on take programs. But are these programs what we really think of them? Are they helping or hurting our children? A lot of parents want their child to be knobbed in school and/or extra-curricular activities, but dont want them to be overwhelmed whereas other parents dont seem bothered by the effects. This story included information about after school activities and the effects they play in todays modern society with children. So, what do these activities do for the children? Do after school activities for children help to enrich their social and physical skills for their life long interests? A school program is defined as community driven, grow learning opportunities that support developmentally appropriate cognitive, social, physical, and emotional outcomes. In addition, these programs will offer a balanced program of academic support, arts and cultural enrichment, pastime and nutrition (Coltin). These programs can run either directly after school, during evenings, weekends, summer vacations, and holidays. They are run by schools, community ground organizations in the school, and community based organizations from a church or synagogue, or a private leader. Since the community and government is so willing to return the students active in these after school programs, there is such a wide variety of different ones. With such a huge selection, it is merely impossible for someone not to find a program that would be right for their children. The activit6ies vary from religious clubs, to sports, as well as language based clubs, Sports offer a huge variety for students to get involved in. There are all boy and all girl sports, as well as co-e... ... After School Program? www.thirteen,org/edonline/concepts2class/month11/index sub1.html Kirkman, Susannah. (2000 March). Bums on Seats Is not the Answer. The Times Educational Supplement. 24 Lamb, Sandra E. (1999, October). After-School Act ivities Parents Magazine. Lee, Shumow. (2001). Academic Effects on After-School Programs. Champaign, IL Eric Clearinghouse on Elementary and Early childishness Educat5ion- Childrens Research Center. Roemer, Joseph. (1935). Basic Student Activities. New York Silver, Burdett, and Company. Schneider, Jonathon. (2000, August). Benefits of Activities Kids Health for Parents 2-3. Schwartz, Wendy. (1996, October). After School Programs for Urban Youth. New York, NY ERIC Clearinghouse on Urban Education. Thompson, Nellie Zetta. (1953). Your School Clubs. New York E.P. Dutton & Co., Inc.

Monday, May 27, 2019

Understanding Fascism

Fascism refers to the political ideology that considers an individuals, a groups or a societies interest to be subordinate to that of the interests of the state. The objective of such an ideology is to unify the state and its constituents to forego their interests that are often self-serving.At the same time, Payne (27-32) considers it as a counter-movement to liberalism and rose to prominence in Europe in the 1920s to the 1930s. The movement grew with the decline of European states economically and politically and a worldwide loss of faith in the ability of presidential terms to experience and stabilize markets because of commercial interests (73-79).It is considered to be the inspiration behind Adolf Hitlers Nazism and has helped shaped post-war philosophies and doctrines such as Islamofascism, Neo-fascism, Rexism and Social fascism among others and provided a foundation of socio-political reform general detonateicularly in communist and societalist states (120-127).It is cri tical to understand the significance and impact of fascism not only in countries, movements and governments that adopted its ideologies but also its entertain to international politics, economics and history (359).Mussolini and FascismAndrea Benito Amilcare Mussolini was named for socialists and reformists Andrea Costa, Benito Jurez and Amilcare Cipriani. His father, Alessandro was a known social activist and was associated filially and by association to many known social activists of the time.Mussolinis rise in the Italian Socialist Party can be traced with his editorship of LAvvenire del Lavoratore in 1909, the subsequent publication of his book titled Il Popolo, reformation and control of the Fasci Italiani di Combattimento and was cemented when he became Italys youngest prime minister in history in 1922 (220-229).Fascism was coined by Benito Mussolini on the Italian war cry fascio which in turn is based on the Latin word fasces which refers to rods packed around an axe. It rep resented the maxim of standing together versus standing individually.One particular source of doctrine that guided Italian Fascism and consequently fascism in general was based on the 1891 encyclical written by Pope Leo XIII titled Rerum Novarum which also is considered a major basis of modern Catholic teachings. The use of the text, particularly its emphasis on the value of corporatism and labor, and the Romanization of the Roman Empire was used to validate fascism to the public (218-222).Mussolinis rise to the premiership was an effort on the part of King Victor Emmanuel III to avoid a civil war the abolition of the monarchy similar to France (112). Payne points out that fascism rose from the lack of effectivity of the Italian government to direct the country during the economic and political crisis with the overall decline of Europe as a world power in the turn of the twentieth deoxycytidine monophosphate (218).The sentiment was that there was a need for decisive action to solve the countrys problems and bring back its position as a leader in Europe. The motivation was to protect not only Italys future but also to preserve its history and culture which was considered under threat because of the social developments in the region.Italian FascismThe development of the Fascism in Italy is credited by Payne to the economic and social conditions after World War I, the Great Depression and the collapse of governments in the European continent for creating the platform and the support for the movement (72-77).At the beginning of his government, there was significant representation in the parliament however Mussolini granted greater representation to his political allies with the objective of developing a totalitarian state with himself as the head. Using fascist ideologies and propaganda, the Fasci di Combattimento was integrated to become part of the Italian army Italy was corporate to become a single state under the Acerbo Law as well as the allowed for the li beralization of market, rent and labor unions.Though there were existing resistor to Mussolini that were prompting King Victors dismissal of the prime minister, Mussolini was able to maintain power through intimidation and the use of fascist propaganda.

Sunday, May 26, 2019

Critical Analysis Of âہ“Enduring Loveâ€Â Essay

In Enduring Love, McEwan again creates a family that confronts a challenge and finds it difficult to survive. Joe and Clarissa are intellectuals brio together in a well-appointed flat in a comfortable neighborhood in London. Clarissa is a professor researching Keats, and Joe is a well-known intuition writer with a doctorate in quantum electrodynamics who is somewhat dissatisfied with his purpose to leave academia behind. Through the story utilizing the characters of Joe and Clarissa, McEwan articulates the idea humans are emotionally and intellectually evolved and are therefore less fit for survival than animals.Joe and Clarissa throw away figured out how to retain their individual identities within the blood, so that they do not feel guilty that they lead separate lives, and do not become parasitic when they are together. Joe and Clarissa are aware of their individuality, and ultimately their relationship entails a defence mechanism against enmeshment, a protection of self aga inst the encroachment of others, as a primary motivating factor. In the end it is their insistence on me over us that renders their radio link vulnerable to withstand the challenge of obsession and madness from an outside source.In the novels celebrated opening scene, when Joe and Clarissa witness a hot carriage balloon in distress, Joe attempts, with several other men, to rescue the terrified boy inside the basket by pulling the balloon back to earth. The experience is undeniably traumatic. Joes guilt at letting go is overwhelming, and the sight of the dead body haunts him. Back at home, Joe and Clarissa comfort and support to distributively one other, cooperating in each others recovery by talking through the event and their feelings, and trying to work together to make meaning of it.McEwan is careful to show that their sign reaction to the trauma appears to reinforce the solidity of their relationship. It is an appropriate, mutual, and affiliative response. Clarissa recogniz es Joes feelings and tries to help him Weve seen something terrible together. It wont go away, and we rich person to help each other. And that means well suck in to love each other even harder (McEwan 36). Moreover, Joe appreciates Clarissas efforts and feels delivered from his trauma by the physicality of her love she put her arms around my neck and brought my face shut up to hers.She knew I was a fool for this kind of encirclement. It made me feel that I belonged, that I was rooted and blessed (McEwan 37). But for the reader, the events revelation of Joe and Clarissas relationship resonates on another level as well. Joes reflections on the nature of the cooperative effort enacted by the group of men can every bit be applied to his relationship with Clarissa. He is remarkably aware, both during and after the event, of the extent to which human interaction is governed by a weighing of benefits, a reconciliation of pros and cons Selfishnessis our mammalian conflict what to give to the others and what to keep for yourself. Treading that line, keeping the others in check and being kept in check by them, is what we call morality (McEwan 15). And, in the end, it is this constant hedging, this instinct to protect the self at the expense of risking connection with others, McEwan says, that dooms both the rescue and the relationship Someone said me, and then there was nothing to be gained by saying us Suddenly we were disintegrating.Suddenly the sensible choice was to look out for yourself (McEwan 15). In a sense, the extent to which Joe and Clarissas relationship is more of a compromise than a connection finds its expression in Joes astute observation about the men There may have been a vague communality of purpose, but we were never a team (McEwan 11). With the metaphor of the balloon accident, McEwan implies the necessity for Joe and Clarissa to face the same choice as the rescuers to let go and survive, or die.The audience is aware from the start of Endurin g Love that the veneer of togetherness in this family belies a strong undercurrent of disconnection. To begin with, the reunion picnic is necessitated by the couples six week separation while Clarissa has pursued her own research abroad, leaving Joe home alone. Perhaps even more of a signal to the reader, however, is McEwans refusal to clarify the exact nature of Joe and Clarissas relationship.As the narrator, Joe describes his relationship with Clarissa as one of marriage We were seven years into a unfruitful marriage of love (McEwan 8). But then he refers to Clarissa not as his wife, but as his friend Look, Im sorry, Im red back up to see my friend (28). Later, when he is talking to the widow of the balloon accident hero, he says it again I shook my head. There was my friend Clarissa, cardinal farm laborers, a man called (McEwan 122).It is significant that McEwan will not allow the consistent use of the word wife, even for the sake of convenience, and his refusal to do so comm ents on this couples lack of a formal commitment to connection. From the critical perspective and comparing to humans to animals in terms of the organizational system, Joe and Clarissa have learned to mediate conflict by focusing on the defects and failings of the partner. In a sense, McEwan implies, Joe and Clarissas relationship has always been about competition.In particular, Joes decision to give up real science for popular science puts him at a disadvantage with Clarissa, a promising scholar with a place at a university, who has a famous scientist as a Godfather. Moreover, their relationship is illuminated by the conflicts inherent in their chosen fields-the objectivity of science and the subjectivity of the humanities. contempt their mutual instincts for connection, and their evident love for each other, Joe and Clarissa have not, as a family, internalized a regulating dynamic by which the closure of their family can be specify and maintained.Unlike animals, Joe and Clarissa as humans are complex and evolved human beings that are reliant on comfort and habit rather than intimate dedication to each other, as evidenced by their readiness to turn the tension of the event onto their relationship rather than absorbing it together. As such they are less fir fit survival in a broad context and are vulnerable to inside and outside threats to their integrity.WORKS CITEDMcEwan, Ian. Enduring Love. New York Anchor Books, 1999.

Saturday, May 25, 2019

Enabling various

It has brought nation closer together by enabling various forms f interpersonal communication, notably e-mail, moment messaging, video conferencing, and social networking. And it has eitherowed consumers to purchase virtually anything at any age, while providing producers with direct access to a wide range of markets. Further more, the meshing Is a restless industry, spurred by entrepreneurship and supported by a variety of Industries and large enterprises. Online productivity tools and communications advancements provide benefits to al closely all enterprises and governments.The network has helped governments to broaden their services to citizens and meliorate their delivery. In a very short period, it has become difficult for most of us to imagine a world without instant and continuous access to the profit. series in which we examined the internets cushion on a group of developing countries that have both the scale and the dynamism to become signifi bunst players on the global submit in the near upcoming (see Online and upcoming The nets push on shoot for countries, McKinney & Company, January 2012).It also builds on our earlier assessment of the impact of the Internet on the progress economies and several(prenominal) large developing economies, such as China, Brazil, Russia and India (see McKinney Global Institute, Internet matters The Nets sweeping impact on growth, Jobs, and prosperity, May 2011). As an ongoing body of work, our realise of the Internets impact on India is evolving. The insights and conclusions presented in this report be refinements of our earlier multi-country work, based on an in-depth assessment of India-specific data and multiple expert inter meets in India.As data sources alter and the body of knowledge relating to the Internet expands in India, we look forward to continue to evolve our perspectives. Our search focuses on the way the Internet affects Indians scrimping currently, and TTS potential to do so in futu re. In our attempt to understand the impact of the Internet, we focus on how sparing growth and prosperity have been affected we also explore to discover how individuals, entrepreneurs, enterprises, and public sector entities have been transformed.In addition to assessing the Internet landscape and its impact on the various groups of participants, we examine the potential for India to utilize the particular strengths of its economy to enable businesses and individuals to derive greater benefits from the Internet. We do not offer prescriptive policies, save Ochs on opportunities and possibilities for India to accelerate its efforts to capture the Internets benefits.This is an independent McKinney & Company report that draws on various sources research from Muckinesss Technology, Media, and Telecoms Practice instruction from academic and public sources research conducted with Google and work from the McKinney Global Institute (MGM), the business and economics research arm of McKin ney & Company. Without the contributions of the academics and researchers who are cited throughout the report, our effort would not have been possible.To understand the trends in Internet activity in India versus other countries, we relied on several analytical approaches (1) we constructed macroeconomic analyses for India, victorious into account data related to Internet expenditure, Internet usage, the infrastructure, and various other environmental enablers of the Internet (2) we conducted microanalyses of various Internet ecosystem participants and user groups, using publicly visible(prenominal) data and interviews with company chief technology officers (Cots) (3) we surveyed some 550 small and medium-sized enterprises (Seems) inIndia (4) we utilized data from Muckinesss proprietary Digital Consumer surveys in India in 2010 and 2012 (5) we constructed a forward-looking view on the potential size of the Internet user base in India and (6) we conducted thought experiments to d eportment could shape the Internet landscape. To test our conclusions, we interviewed industry experts in India and asked academics to canvas our findings. As a result, we are confident that the findings are directionally robust, despite the challenges of limited data availableness.However, there is a clear need to conduct further research ND analysis on the basis of enriched clothes of data, given the growing importance of the Internet and its transformational impact. The project was led by Chanced Misbranding, a McKinney principal in Bangor, and Ann. Mammogram, a senior fellow at MGM in Iambi, along with Noshing Kaka, managing director of McKinney in India, James Monika, a McKinney and MGM director in San Francisco, Michael Chug, a senior fellow at MGM in San Francisco and Jacques Bugging, a McKinney director in Brussels.Malcolm Gomes managed the project team of Chums Gain, Million Speaker, and Emmanuel Thomas. We are grateful for the review, challenge and advice provided by our academic advisers for this research we give thanks Martin N. Bally, the Bernard L. Schwartz prexy in Economic Policy Development at the Brooking Institution, and Rakes Moan, professor in the Practice of International Economics of Finance, School of Management, Yale University.We are also grateful for the insights of rajah Amanda, Betsy Massively, and Armament Sings at Google. The authors would like to acknowledge Muckinesss researchers who made significant contributions to the fact base Shirr Guppy from MGM Economics and Durum Vary from Muckiness research and information network. Finally, we offer special thanks to the industry experts we interviewed during this project.For their perspectives on the evolution of the Internet landscape in India we thank Sunnis Abraham, Director of the Centre for Internet and Society raja Katharine, Director and Chief Executive of CRIER Some Imitate, President of MASCOT and Sub Ray, President of the Internet & Mobile Association of India. For the ir insights into the Internet-related investments of their enterprises and the prospects for Internet innovation in India, we thank the many Cots and technology company executives we interviewed. All references to specific companies in this report come from public sources.Our aspiration is to provide facts and analyses to better understand some of the most important trends that are shaping the Internet in India. We hope our findings leave alone enrich the dialogue about the ways that businesses, policy conductrs, and innovators can accelerate Indians Internet transformation. Principal, McKinney & Company Bangor Senior Fellow, McKinney Global Institute Iambi Managing Director, India, McKinney & Company Director, McKinney & Company, and Director, McKinney Global Institute San Francisco San FranciscoJacques Bugging Director, McKinney & Company Brussels 1 billion Internet users in 30 aspiring countries? half of the global tally of Internet users cxx meg Internet users in India the t hird largest user base in the world Across seven aspiring countries the average bout of Internet users for every 100 people is 3410 compared to in India The average number of fixed broadband subscribers for every 100 people crossways the seven aspiring countries is 7 1 Our illustrative subset of seven of the aspiring countries, I. E. , Argentina, Brazil, China, Malaysia, the Philippines, South Africa, and Vietnam. 1. % average contribution of the Internet to GAP across all aspiring countries, versus in true countries 3. 4% contribution of the Internet to Indians GAP, amounting to $30 billion $12 billion average estimated consumer tautological associated with Internet usage across the seven aspiring countries, versus $9 billion Average international bandwidth capacity for every 10,000 people across the seven aspiring 28 Mbps 6 Mbps circumscribe Executive summary Indians Internet landscape Economic impact of the Internet 18 Indians Internet ecosystem 25 Impact on principal user groups 29 A vision for broad-based Internet inclusionAppendix Methodology and approaches Bibliography 53 The Internet today connects more than two billion people worldwide. The Internet already has immense impact on the global economy, contributing an estimated $1. 7 trillion, or Just under 3 percent, of global GAP in 2010. 1 Yet half the number of Internet users lives outside the advanced economies, often in countries that are quickly developing, have significant economic potential and are socially and culturally diverse.India has about 120 million people online today and offers a striking example of the Internets growth potential. India is adopting the Internet at a much more rapid stones throw than advanced economies and even many developing economies, yet 90 percent of its population is currently not connected. This report assesses the impact of the Internet on Indians economy, estimating its impact on GAP. Looking beyond that, we measure the Internets broader impact in terms of consumer surplus and the development of Internet ecosystems.We also look at the ways in which various participants have benefited from the Internet already. We measure Indians environment for e-commerce and entrepreneurship, and we analyze in detail the impact of the Internet on its small and medium-sized enterprises (Seems). Finally, we assess the potential for the future impact of the Internet and what it would take for India to bring this potential into being.As a basis for comparison, we use a set of 57 middle-income developing nations, and some populous but less- genuine nations these embodiedly constitute 91 percent of world GAP. Thirty of these countries are what we call aspiring countries, defined as having the scale and dynamism to fuel economic performance in the global economy while driving significant domestic Roth and offering prosperity to their own citizens. These aspiring countries have a collective GAP of $19 trillion, or 30 percent of global GAP.We focus our com parisons with India more closely on an illustrative subset of seven of the aspiring countries Argentina, Brazil, China, Malaysia, the Philippines, South Africa and Vietnam. Of the set of more than 20 developed countries in our database, we focus our comparisons on five Germany, South Korea, Sweden, the United Kingdom, and the United States. Our report offers seven key findings concerning the impact of and spotter for the Internet in India 1.Indians base of about 120 million Internet users is currently the third-largest in the world. Though Indians users spend less time online per capita than users in developed countries, their pattern of online behavior is rapidly converging. The Internets role in communication, social networking, and informing and influencing Indians consumers in categories such as apparel, books, financial services, and travel is already equal with that of developed countries. 2.India is in all likelihood to have the second-largest user base in the world, and t he largest in arms of incremental growth, with 330 million to 370 million Internet users in 2015. Given current downwardly trends in the costs of Internet access and mobile devices, India is on the verge of an Internet boom. In an evolution pattern unique to India, users who access the Internet unless through a mobile or tablet device will constitute around 75 percent of new users and 55 percent of the collect user base in 201 5, leading to increasing demand for heart that is optimized for a small screen. . India has the potential to double its economic contribution from the Internet in the ext three years, from 1. 6 percent of GAP at present to 2. 8 to 3. 3 percent by 2015. Despite the large current base of users, the Internet currently contributes a modest 1. 6 percent to Indians GAP, in line with 1 For a detailed account of the Internets contribution to GAP in several developed and aspiring countries, see Internet matters The Nets sweeping impact on growth, Jobs, and prosperi ty, McKinney Global Institute, May 2011. Most aspiring countries. This could grow to 2. 8 to 3. 3 percent by 201 5 if India achieves its potential for growth in the number of Internet users and Internet genealogy-related consumption and investment over this period, increasing the Internets contribution to GAP from $30 billion today to nearly $100 billion in 2015. This would make the Internet-related economy larger than the education sector and as large as the wellness care sector, in terms of share of GAP at present.Currently, Indians information and communication technology (ACT) exports are the most significant component of the Internets impact on GAP. But private consumption, 4. The impact of the Internet in India is constrained by current gaps and obstacles in the Internet ecosystem. While India scores well on the availability of human and financial capital, it rates poorly on Internet infrastructure, Internet engagement, the e-commerce platform, the ease of Internet entrepreneu rship, and the impact of e-governance.On most indicators of the strength of the Internet ecosystem, India ranks in the arse quartile of our comparison set of 57 countries. 5. Although the Internet ecosystem is becoming more vibrant, the benefits have been relatively concentrated. Indians Internet start-ups are scaling up through creative adaptations to subordinate infrastructural and systemic bottlenecks. Yet, while large enterprises have gained from their early adoption of the Internet, there is scope among individual consumers, Seems and the government sector to significantly increase engagement.Today, Indians measurable consumer surplus from the Internet is estimated at $9 per user per month, at the low end of the range for aspiring countries ($9 to $26) and well below the range for developed countries ($18 to $28). Even by 201 5, with overall Internet penetration likely to reach 28 percent, rural penetration is likely to be Just 9 percent. 6. India can achieve broad-based Inte rnet impact by aiming for the digital inclusion of nearly 40 percent of its population, to reach a user base of 500 million by 2015, rather than the likely target of 330 million to 370 million.Most of the additional 150 million to 160 million users would be individuals and small businesses in semi-urban and rural split of the country. Extending Internet access to these segments of the population, and promoting the usage of many more online services, would enable India to derive much more of the intended benefits from government programs of inclusive growth in employment, education, health care, nutrition, and financial services. Concerted actions by policy makers and businesses in five areas can help India achieve an inclusive Internet transformation reduce the cost of Internet access across devices, content and applications increase access to low-cost, high-speed connectivity in rural and semi-urban India beyond the top cities promote widespread digital literacy through the macr ocosm of devices and content tailored to the local context devise Internet applications in new areas such as agriculture, health care, education, energy, utilities, and public information and create a more favorable business environment forInternet entrepreneurs to support rapid innovation. 1. Indians base of about 120 million Internet users is currently the third-largest in the world, and the pattern of online behavior is rapidly converging with that of users in more developed countries Indians large economy, with its young and increasingly urbanize consumer base, offers strong growth potential for Internet usage.Weak infrastructure has unploughed Indians Internet penetration low at 10 percent, it is much lower than the average of 40 percent across aspiring countries. Even so, with about 120 million people online in 2011, India is the third-largest Internet user base in the oral. Internet users in India spend 20 to 25 hours online per month, about the same as their counterparts in Latin America, but only a quarter of the amount spent by those in Asia Pacific countries such as China and Malaysia.However, the time spent on the Internet per user in India rose 24 percent from 2010 to 2012 more online transactions and entertainment, grew more rapidly than reading and browsing. The share of Indian digital consumers who use online media for search, awareness, and research to purchase products is already high across multiple categories in apparel (26 percent), travel (51 percent), books (36 percent), and uncial services (30 percent), the proportions are comparable with those in Germany, Japan and the United States. 2. India is on the verge of an Internet boom with a projected user base of 330 million to 370 million by 201 5, which will be the second largest in the world, and the largest in terms of incremental growth Indians current Internet user base of about 120 million is likely to nearly treble by 201 5, and will thereby account for approximately 12 percent of t he global total (Exhibit El).The projected growth in Indians Internet users, an additional 230 million or so between 2011 and 2015, is likely to be the sights incremental growth in the world. In recent years, Indians rate of growth of Internet users has been faster than that of many aspiring countries?for example, Malaysias Internet user base grew 1. 8 times from 2005 to 2011, and South Africans grew 1. 9 times, while Indians grew more than 5 times. Indians Internet rotation is being shaped by telecoms players strategies to reduce cost of access.Smartened costs are falling rapidly as players achieve scale economies, while the proliferation of G/G services in India is likely to reduce connectivity costs and overcome the challenge of limited fixed-line connections. As a result, nearly 75 percent of new users and more than half of Indians base of Internet users in 2015 is likely to be mobile-only subscribers who will use Internet-enabled devices. By contrast, mobile-only users are like ly to constitute a mere 10 to 15 percent of the market in Indians regional counterparts, China and Malaysia.Indians Internet market is therefore likely to require a unique approach to content and application design. Mobile-based users will demand limited textual content and more audio-visual content because of the small screen size of their devices. Furthermore, it will become essential for entrepreneurs and innovators to make their applications or services compatible for users with a basic mobile device, in order to target those in the rural population who might not be able to afford a sophisticated smartened.

Friday, May 24, 2019

Jane Eyre compares to The Eyre Affiar

The maln protagonist from some(prenominal) Jane Eyre and The Eyre Affair some(prenominal) deal with the struggles of achieving honest applaud with their respective make out interest due to the unusual circumstances of the relationships. For Jane, her and Rochesters relationship is non normal in any sense of the word. For Thursday, the issues she has with Landen atomic number 18 much more realistic, alone they sting just the same. Both Jane and Thursday have their fair share of Issues with their men, but some of them are not that far off from for each one former(a). Quite a few of their relationship problems are the same, however varying In some degree.The want to no bimestrial fuck but greet deep Inside you always will, the surprise wife that springs up out of nowhere, and a purposeful distancing because of differences in ideal. Both Jane and Thursday understand what it feels like to love even though you wish you didnt. For Jane, she has felt this way almost Rochester a few sentences throughout the book. One of them is when Rochester presents Thornfield for a few days on business. This where Jane starts to be experience confused about how she re solelyy felt about Rochester, what exactly does she want to happen between the two of them? l had not intended to love him the reader knows I ad wrought hard to extirpate from my soul the germs of love there detected and now, at the first renewed view of him, they impromptu revived, colossal and strong He made me love him without looking at me (Bronte 128). This shows that the feeling are definitely there and, apparently, stronger than ever. This is an example of how Janes feelings snuck up on her and that they are not what she Intended to happen at all. No matter how much she desires to not feel this way, It Is out of her control.Even though she may think that she is able to void her feelings, they can never truly isappear, they may only be momentarily hidden. For Thursday, her feeling for Landen are there from when the book begins. She has her personal reasons for regard that she no longer loved him. Whenever his name comes up, mostly by her family, she does her best to completely ignore it and quickly move prehistoric it. She hopes that the distance will take away her feelings but It only makes her heart grow fonder. During her first meeung with Landen, when she Is finally able to bring herself to look at him, her emotions hit her. The warmth and sensitivity I had once cognize so well as still there. I looked up at him, caught his gaze and looked away quickly. I had felt my eyes moisten. I was embarrassed by my feelings and scratched my nose nervously (Fforde 114). Without warning, they come back and she does he best to try and hide them. She doesnt want to show how she feels in hope that she will start to weigh the Ile that she Is telling herself. It Is obvious that she does not want Landen to know that she still loves him, she wants to keep up the act that she is angry w ith him.She is fighting a losing battle on the indoors that shows on the outside, evident by er eyes starting to tear up. Both Jane and Thursday know too well the feeling of love and wishing it away with little success. One thing that makes these two situations different is that Jane is allowed to feel however she wants, she incisively thinks it would be better to hide It. Thursday on the other hand Is not allowing herself to feel the love tnat Dotn ner ana Landen Know sne nas. sne nas Dullt up tnls wall towards nlm, wanting to keep him out but still close enough.A rather surprise similarity between these two novels is that the concept of the surprise wife appearing in both. In Janes case, Jane finds out on the day of her planned wedding to Rochester that he is actually a taken man. He is technically married to a woman by the name of Bertha who he keeps locked away in the attic because she is not fit to wander the manor. She mentally sick and unstable, prone to violent outburst, e specially to Rochester. When Rochester reveals Bertha, he compares her to Jane. Compare these clear eyes with the red balls yonder- this face with that mask- this form with that great deal (Bronte 213).Rochester is basically calling Bertha a beast, trying to Justify his wrong actions. He is trying to reason his actions to Jane by saying Bertha should not even be considered a person worth making such a fuss over. His argument however is not the best, despite his true feelings for Jane, she can not look past it. For Thursday, the situation is a little more practical but actually hurts instead of wallops. During Thursdays second meet up with Landen, Right after they argue about the Crimea and her brother, Landen tries to end the fghting. Can we ever get over this Thursday? I need to know as a matter of urgency (Fforde 188). This one line, seemingly passably unimportant, sets the hole scene for Daisy Mutlar, Landens fianc. This information is revealed later on when Thursday calls Lan den, only to end up talking to Daisy. Right off the bat, Daisy seems like a abominable women whose only goal is to get married, and it doesnt really matter to who as made clear in her remark to Thursday mfou listen. If you try anything at all to throw in with my happiness Ill wring your stupid little neck (Fforde 214).Later on, Landen tries to Justify what he did by explaining to Thursday that he tried with her, but she made it clear to him that she couldnt let go of the past. It was time for him to move on with his life. For Jane and Thursday, this idea of the other woman really hurts and send both of them on an emotional rollercoaster. The unexpectedness of the situation creates the shock value that simply adds fuel to the fire. However, a key difference to notice is that Rochester is completely in the wrong while Landen technically had every right to do what he did, whether he should have done it is a different question.He had no actual commitment to Thursday, she is the one w ho broke thing off and she is the one who forever and a day pushes him away. Everyone has that point where they are done and accept reality. To him, finally ending thinks for Thursday was the right thing to do because thats what he thought she wanted. Both Jane and Thursday come to a critical point in their relationships where they are faced with the choice to stay or walk away. Their desire to stay is overcome by the submerge of hurt feelings along with the instinctive intuition that leaving is best.For Thursday, this conflict happens before the book actually starts. It is later revealed to the reader that Landen Parke- Laine is an ex-boyfriend that Thursday was very much in love with. Both of them fought in the Crimea, where Landen lost one of his legs and also Thursday. Thursdays brother, Anton, also fought but sadly didnt make it, along with practically all of the Light fit Brigade. This tragedy of war was devastating and because there were few survivors the story of what act ually happened is unclear.Landen, nowever, 010 survive, ana accor01ng to nlm, tne reason tnat all tnose llves were lost that day was because of a mistake made by Anton. Because Landen was the only one able to make the report, his word became the truth. This is where the ten year long eparation started. Thursdays anger toward Landen is so powerful hat even after all this time, she still refused to look at him when she finally saw him again. We played like this for perhaps ten minutes, but I couldnt bring myself to look at him.I knew that if I did I would smile and I didnt want to do that. I wanted him to known I was still pissed off (Fforde 114). Thursdays active attempts to show her anger shows Just how deeply what he did hurt her. It is clear that she still loves him but cant simply wont allow herself to. Thursday is pushing Landen away but is also holding on to the ope that he will stay. For Janes situation, her and Rochesters critical moment is after Jane finds out about Bertha, a mentally ill women whom Rochester was tricked into marrying and is still considered his wife.This is the last straw for Jane as she had antecedently put up with Rochesters harmless deceitful ways, but this time, it was too significant to overlook. Janes anger stewed up inside her until she couldnt hold it any longer, and she and Rochester get into a heated argument the night Jane decides to leave. The argument reaches its climax when Jane pronounces, Mr. Rochester, I will not be yours (Bronte 227). It is here where Jane takes her final stand and factually states her view of the situation.A record as clear and direct as this plainly conveys Janes emotions, leaving no room for any other interpretation other than the one that it means, that she is done. She does not leave Rochester with any sense of hope that she still has the intention of being with him. The argument comes to a close and later that night, Jane leaves, without any notice. Both Jane and Thursday make this blizzard d ecisions but with every right to do so. They are extremely urt by what has happened to them and they can no longer bare to be around these men, so they channelise themselves from the situation.It was an not an easy thing for either of them to do leaving the one you love is not a happy experience, in any sense, but both of them knew it was what needed to be done. Love is only one of the things that these two women have to deal with throughout their stories, but it may be the most important. In both cases, the book ends with the evident marriage of the unusual couple, forgetting all the problems they had along the way. In the personal lives of these characters, love is what matters to them.No matter what they are experiencing on the outside, the subject still corset somewhere in their head, it never fully leaves. That is why happy endings tend to wrap up with the wedding that could be seen practically from the start. Jane and Thursday, though they both had great struggles with love, some of them not too different from each other, both managed to get what they wanted in the end, even though they spent so much time wishing they didnt want it. They were able to but all of the deceit in their relationships behind them and focus on the truth, that they are in love.

Thursday, May 23, 2019

Finding my father

My clothes felt like a cold, damp extension of my body, as I lay panting on the floor. Blood, water, sweat, I wasnt sure what it was. At this moment, I was just glad to be alive. As I attempted to pickaxe myself up off the rough asphalt, I felt a warm liquid well up in the depths of my throat, as I retched onto the ground. Oddly, this wasnt how I ordinarily felt at 11am on a Thursday morning.My name is Alex Watson. Alex was after my father, a man who I heard a great deal about, only when never met. My mother was only a college girl when she met my father. He was dead before I was born. When I asked my mother about it, she got angry, or said she was tired, anything to parry my questions. In the end, I just had to make for on with my life. I moved to New York, into an apartment block which encapsulated the bleak misery of city life. You eventually canvas to block out the sirens, gunshots and screaming.About a year ago, I got an urge to discover who my father was, beyond the facad e of distorted facts my mother opinionated to interrupt to me. For some reason, I needed to crawl in. I needed to greet the truth, and seeing as nobody was going to promise me, I decided to look for myself. The tax turned out to be the proverbial needle in the haystack. The problem with my father was, he liked to keep a low profile. So more so that, until I was sixteen, I had no idea what he did for a living. Anything I did find out about him was on a need to know basis. Discovering my father wasnt going to be as easy as I first imagined.Home was not exactly an awe-inspiring. My roommates where cockroaches, and a stray cat who I had named Takeshi. These more than minor inconveniences allowed me some pleasures, such drowning my sorrows in The Manhattan, a bar so close to my apartment that I could wander out if it drunk and retrovert into my bedor at least the floor. This was my escape, my salvation from the nine to five drudgery of my life. I was never good at working in boxe s.I worked as a retail technician for a major electrical appliance company. I answered phone calls from concourse whose children had put jam sandwiches in their VCRs, or people phoning me asking why the cup holder on their new computer was broken. I was supposed to respond to them in a cheerful, knowledgeable manner, but about of the time I had to concentrate on not screaming and slamming the phone down. However, their phone calls did break the monotony of staring at a prefabricated cardboard wall, rules and codes of postulate staring at me in the face. I felt trapped. I felt like I needed to escape, a release from my life.Its probably normal to, at some point or other, question your existence on this planet. Why are you here? Whats so special about you? In my case, I took a long hard look at myself, and found nothing. Nada. Jack shit. I could find no real reason for me to be on this earth. And to be exclusively honest, this didnt surprise me. I had always been decidedly average . My only sense of purpose was finding the truth about my father, but to do that I needed money, and to get money I needed to work. Unfortunately, as Ive already stated, my job was like a nine to five lecture on the art of watching key dry.What I needed was a miracle.What I got was a blessing in disguise.Sir, you cant stay here, its public endangerment. I cant maintain I ever heard these words, my drunk demeanour, as well the cacophony of the halted cars horns, prevented them from reaching my ears as I wandered down the middle of a road. I tripped over my own feet, and landed back first. sustain owf I warned, Im armsed. I swung my whiskey bottle wildly, until it flung off and hit the floor. Crap I murmured before passing out.Two hours later, conscious and sober, when I was informed of the events, I cant say I was surprised. My excuse? I was bored. However, when I told this to the police, they were less than impressed. I was expecting them to throw me into one of their first clas s, luxurious cells for the night, and maybe, if Im luck, beaten to a pulp for motto I supported the wrong football team. But if Ive learnt anything, its that lifes a bitch, and you never get what you want. Simply a clip round one ear and a Dont do that again in the other. Jesus, my mother gave me better telling off than that when I was sevenSlightly disheartened at the state of the judicial and truth enforcement services, I made my way towards the door, and the unbearable natural light of the afternoon. As I did this, I glanced over at the desk. She was there. The woman who arrested me last night, when I decided to take a walk on the wrong side of the roadfiguratively and literally. Suddenly, I felt something I hadnt expected. I felt a wo(e) of guilt. It was a chanceing I hadnt felt in a long time, not since before I started destroying my mind with drink. I felt guilty for what I had done, I felt like I needed to apologise. I crept over to the desk, unsure of what to say, but su re of what to do.Excuse me miss. ErI just..erwanted to say thaterIm sorry about last night.Normally Im a little more articulate than that, but the effects of last nights binge hadnt quite have on off.Thats ok. She said, as her face broke into a smile. It was at this point I noticed something that had escaped me last night, (possibly because my eyesight was in a less than unblemished state). This woman, smiling at me from behind the desk, was beautiful, not in a catwalk super model harming-of-way, which had never appealed to me, but in a regular, every day kind of way. Her smile was kind and gentle, and her deep brown eyes sparkled in the hazy mid-day sun. She was stunning in a subtle way. I was falling for her, and I could feel it. Her smile broke as she spoke again, Normally, I get a nasty sneer off people, and thats off the nice ones. But I could tell you were different, even when I first saw you. Her face broke into a smile again, and I just hoped I wasnt staring at her. I don t knowI just knew you where different. I returned the smile, the first real smile I had had in months. Thank you. Hopefully, Ill see you around.She smiled at me, Hopefully not under the same circumstances, but we can live in hopes otherwise. As I walked out of the door, the painful brightness of the midday sun couldnt dampen my mood.I was no walking(prenominal) to finding my father, but maybe a step closer to finding myself.

Wednesday, May 22, 2019

Jamaican Culture Essay

Probably one of the most lively and rich cultures of the world is of the Jamaican culture. It is perhaps due to its foreign surroundings and the various regions of its origin. Today in Jamaica, thither atomic number 18 obvious influences of African, English, Spanish, and Indian. Being only the third biggest island in the Caribbean its impact is huge on the reliever of the world.The official language of Jamaica is English. However, most civilians in Jamaica speak patois. Think of it as an extremely slurred accented speech of English with hints of African, Portuguese, and Spanish appearing here and there. Most of the time just knowing English will help you understand what people prefatorialally argon saying.The religions in Jamaica are wide and varied. However, statistics expose that over half (61.3%) of all Jamaicans are Protestant. There is also a good deal of participation in spiritual cults of not-really-defined religion (almost 35%). trust is lavishlyly held in Jamaica and c an affect from what people where to what they eat. Sometimes cults in Jamaica resort to violence against other cults.The education system in Jamaica has four basic levels early childhood, primary, secondary, and tertiary. Presently, 703,600 of Jamaicas estimated 2,650,000 people are enrolled in the education system. About 80% of all teachers are professionally trained. Jamaica currently holds an 85% literacy rate for quantity population (81% for men alone and 89% for women alone). Currently in Jamaica, only 3% of the enrolled education students are enrolled for college level education, 32% for junior high and high school level, 45% for elementary level, and 20% for ages 3-5 yrs.The majority of the people in Jamaica usually live in or near the cities in low-income housing. However, some unagitated live rurally for agricultural purposes.There are many holidays and festive occasions in Jamaica. Jamaicas national holiday is its Independence Day on the first Monday all august. Most of Jamaican culture is expressed through stories, songs, and dances of important figures. Here are just a few examples of Jamaican culture. ace old custom now only practiced in rural areas is that of taking the babys naval string cord after they are born, waiting 3 days, and burying it in the ground and planting a tree on top of the cord. Another belief is that of a mother cannot pay off wet the first few days after birth otherwise she will get sick and die.In Jamaica, lavish funerals are required to disclose respect to the dead for they will rise on the third night after their death. There are also certain characters of folklore. One is Anancy. He is the roamer man known for his trickery. There is also the childrens character of Big Bwoy. In Jamaica there is also many festivals. The Gran Market is a pre-Christmas celebration. obeah is a general term for black magic. Kumina is a popular ritual practiced only by certain sects for religion. Dinky-Mini is a dance and song employ to h elp cheer up the family of a dead person. Hosay is a festival particular to Muslim/Indian sects.Most people in Jamaica have close to balanced diets and eat depending on religion and season. A typical breakfast is the countrys fruit, the ackee. Lunch is usually light meat or vegetables period dinner consists of goat, pork, seafood, rice, and beans. Skyjuice, coconut juice, and tea are popular drinks. Skyjuice is the American equivalent of a slushy.On average families have about two children in cities only if having many more in rural areas, especially on farms. The parents usually work while the children are off attending school.In Jamaica, almost every festival has its own unique dressing design. The most popular and renowned is that of the simple plaid cotton design of Bandana. Womens dresses are of three tiers (big ruffles) and they are known to be adorned in beads and braid their hair intricately.

Tuesday, May 21, 2019

Death Cap mushroom Essay

If you took RNA polymerase out of the equation?Human cells pulmonary tuberculosis RNA polymerase to make a template of a cells deoxyribonucleic acid. It is one of the first step in the process of eventual protein production. RNA is the enzyme that makes RNA chains using genes found in DNA as a pattern. These specific genetic codes arexpressed on mRNA. When the toxin blocks the action of RNApolymerase, it by default, stops the production of mRNA in the transcription phase. mRNA, if available, goes on to the translation phase and is read by tRNA. In the reading of the mRNA pattern, tRNA matches the correct amino acid to that specific pattern. The amino acids argon read and placed three at a time to match the mRNA codon. From these codon of amino acids, polypeptides are formed with the help of the cells ribosome. In turn, these polypeptides form to make proteins. (Hudon-Miller, 2012)Whats the big throne about protein?Proteins, the performers of the cell, cause action at all levels of cellular functioning. At the cellular level protein is compulsory to reproduce that cell, for cell structure and functioning. Proteins are also used as enzymes to begin other biochemical functions that affect everything from immunity to electrolyte balance. The livers function has decreased because the proteins needed to make its cells cut back have been blocked by alpha-amanitins ability to stop protein production simply by pulley the function of RNApolymerase. These proteins are so important that without them you die as they destroy first your physical structures filters, the liver and the kidneys. (Hudon-Miller, 2012 Santi, et al., 2012)ReferencesLuca Santi, Caterina Maggioli, Marianna Mastroroberto, Manuel Tufoni, Lucia Napoli, and Paolo Caraceni, Acute liver failure caused by amanita phalloides poisoning. International Journal of Hepatology, vol. 2012, bind ID 487480, 6 pages, 2012. doi10.1155/2012/487480 Hudon-Miller, S. (2012) Death cap mushrooms. Retrieved from http/ /www.youtube.com/watch? v=vXONgeDC31A&feature=youtu.be

Monday, May 20, 2019

The Amazing World Of Laughter and its Super Healing Power

The most marvelous adorn that Ive ever cognize in my life and from this Book of The amazing world of gagter & its overseer ameliorate power is the gift of laugh, one of the greatest blessings of the Lord. In my readings, this gift if so special, because it gives us all the opportunities to overcome our weaknesses. Its worry when we are so down and when we are being neglected, we must know how to conquer it. We should try laughing, sequence over time. I am sure that, when we laugh without reasons, even though we look like an addict, we allow be amaze by our actions so pleaseDont care what the volume say. peculiarly when we are in a self-pity mode, we must know ourselves to be better be aware of what is revolutionary and what is need to be lettered, because the effort is for us to take initial steps. Granting ourselves with happiness is the greatest gift that we stomach give to ourselves, because even if we consume many moneys tho we are not happy all those treasures le ave be burn into ashes, so be practical. Be wise, turn-on yourself into a version 2. 0 or push yourself into the next level. Be vigilant, fight this deceases of being lonely.May this term paper be filled with so much laughter and a Remnant of humorous topics, I hope you enjoy and find it interesting. So be ready fuel up your engine, because youre ready to face a new battle. accessory up with your shining armor as you fight this enemy, Learn how to cope the enemy of laughter which is the loneliness. exceed of Laughter, Kim Jasty S. Yanong Exposition (Body of the Review) As I review the track record of the amazing world of laughter and its super healing power, I was in so much joy and happiness that I was one of all the people in this world to know the true meaning of Laughter.It has so many benefits, so many. That when we laugh and laugh we john almost forgot our problems. I was enlightened by the paragraphs and sentences it gives me so much perseverance. I conclude from this boo k that being happy and gay is one of the reasons why, is the humans are healthy. It is such a very wonderful book to read. It is so FUN we readers can learn more, beyond our wildest dreams and imaginations. I can also gather up new ideas, and can use it for a better understanding.This book teaches me how to bear pains and trials without complain, this is a pabular to my soul. It can lead me to a pacificatory life. May this book abound more readers to find pleasure and have a great knowledge, wisdom and more power. Reviewing this book is so accommodating, because, this is so acquiescent from what I had written in my insights. It also helps me to admire myself that I can do more, that I can accomplish my desired goals and the expressive style and how to act like a futuristic person.Initializing this book, can make me a valuable person that I have a role why on earth I lived in this astonishing planet, because I have a purpose driven life. I solemnly believe that each person has a di fferent talent that we can contribute, to each other and to our Heavenly Father. As what I have encountered I was boosted with so much blissfulness, and I can feel it in my nerves. The alignment of our muscles, that if you practice laughing 10 minutes a day, you cant stress yourself.If I recite all the warm fogged happenings in my life that I can connect to this book, I can guarantee you that I am sure that many and a lot of situations of stories of my life that I can type in a thousand pages of paper. In order for me to achieve, what I am now thats because the things that I have learned in my past and it make me smile. Just like the testimonies of truths close to the amazing world of laughter and its super healing power, in this book, people who wrote their histories was being done with other people as well, showing that a person is entitled to credit or has a right to express their experiences.We can all bonk our life, our belongings and our precious loved ones. It has a lot of emotions and so many meanings that the author was filled with so much joy, thats why she wrote this book like this. She handled it with care, from making to loving it. As she go farther to write more books, may our God bless her books and all the readers that will not just just read her books but will also put it into an action with so much pure hauteur and resourcefulness. Pure passion is the beginning of all.Without passion you cant assure that you can make a perfect book, with paragraph that full of meanings, letters and words that are justified in pure intentions. As I see, tender loving care comes from this book. It is all my opinion, so I like what I have done and express all I want to say about the Book and also about the Author. I have a secret to confess, I just dont like it but I loved it so much. Someday, I want to write my own insights, based on what I will study, because I admire it and adore it. I really, really, really love it. Thats all, I give thanks you.

Sunday, May 19, 2019

Acct1101 Exam Final Sample

Venue____________________ Seat summate________ Student Number________________ Family Name_____________________ First Name_____________________ Venue____________________ Seat Number________ Student Number________________ Family Name_____________________ First Name_____________________ This exam paper must non be removed from the venue School of chore SAMPLE EXAMINATION ACCT1101 Account for Decis Making This paper is for St Lucia Campus students. For exameniner Use Only QuestionMark 1 2 3 4 MCQ come For Examiner Use Only QuestionMark 1 2 3 4 MCQ Total Examination Duration120 minutes Reading Time10 minutes Exam Conditions This is a Central Examination This is a Closed Book Examination specified materials permitted During perusal compose only on the rough paper provided Materials Permitted In The Exam Venue (No electronic aids argon permitted e. g. laptops, phones) Any unmarked paper dictionary is permitted Calc ulators Casio FX82 series or UQ approved (labelled) Materials to Be Supplied To Students x 14 Page exercise Booklet Rough Paper 1 x Multiple Choice cause Sheet Instructions to Students * swear out exclusively questions using the writing book and the Multiple Choice Answer * Sheet provided. * This sample exam is intended to be an indication of the content of the main and final exams. It is not intended to be a complete indication of the content of the supplementary exam, as this exam as well assesses either course content Question 1 Go Stop Limited is preparing its budget for the stern beginning 1 January 2013. The bank constituteiser at 1 January is expected to be $10,000,000.The directors have a policy to purchase just enough to cover that months expected sales. Purchases are to be paid for by the end of the following month. gross revenue are on credit as follows expediency Current month 60% month before 30% 2 months before 10% Total 100% Budgeted Sales are $,000 $,00 0 $,000 $,000 $,000 November December January February March 46,800 48,000 50,000 52,000 56,000 The firms gross profit gross profit is 30%. The following fixed monthly expenses are all paid on notes cost ($, 000) Wages 15,000 Rent 6,000 Rates 3,000 Insurance 1,500An expensive piece of equipment was paid for in February, costing $1,200,000 inevitable 1) Prepare the companys cash budget for the three months beginning 1 January showing the balance at the end of each month. Show workings. Use the proforma cash budget sheet that follows 2) Advise the focussing on the forecast cash position 3) Advise management of the importance of Cash Management Answer Sheet Go Stop Limited January February March Total $,000 $,000 $,000 $,000 Receipts Total Cash revenue Payments DO NOT WRITE ON THIS PROFORMA IN THE EXAMUSE AS A templet ONLY AND WRITE YOUR ANSWER IN THE NORMAL GREEN ANSWER BOOKLET Total cash payments Net cash flows Openi ng Bank Balance Closing Bank Balance Question 2 Given below is a table that sets out the annual budgeted income education for a large garment retailer, together with actual performance figures. The retailer has several stores located all over Australia and New Zealand. Sales are made directly over the counter and also by mail delivery Income statement for year ended 30 June Budgeted $,000 Actual $,000 Sales 4,200,000 5,000,000 Cost of sales 3,640,000 3,430,000 Marketing 12,000 40,000 Distribution be 10,000 23,000 Administration be 213,000 316,000 Interest expense 104,000 110,000 Abnormal expense 0 25,000 Net profit 221,000 1,056,000 undeniable i. Calculate the variances for each item and state whether they are Favourable (FAV) or Adverse (ADV) ii. Comment on each variance in light of the information given about the company and suggest besides investigation that will be necessary to better ascertain the cause of these variances iii.Comment on the companys overall per formance during the year and discuss the key areas that the business should be considering Question 3 pack Wilson, affect engineer, had been given the task of re excogitationing an existing process to improve environmental performance. He knew that the acceptance of a more environmentally efficient process would depend on its economic feasibility. The process design inevitable new equipment and an infusion of working capital. The equipment would cost $450,000 and its cash operating expenses would total $90,000 per year.The equipment would last for seven years but would need a major overhaul costing $45,000 at the end of the fifth year. At the end of 7 years, the equipment could be sold for $30,000. The annual depreciation for this equipment using the straight line regularity would be $60,000. An increase in working capital (Current Assets Current Liabilities) totalling $45,000 would also be required at the beginning. This would be recovered at the end of seven years. On the be nefit side, James estimated that the new process would save $202,500 per year in environmental costs by eliminating fines and clean-up costs.The cost of capital is 10%. necessitate 1. Prepare a schedule of relevant net cash flows for the proposed watch. 2. Calculate the NPV of the project. 3. Should the new process design be accepted? 4. What factors should James consider otherwise than environmental ones when deciding whether to go ahead with this project? Question 4 Sailaway Limited is a small racing yacht builder. It has operated successfully for many years from a factory that allows for production of 40 yachts per year. In most years the company can sell all the yachts it can produce. The selling price of each yacht is $12 600.Variable labour and materials costs are $7 750 per yacht, and the fixed costs associated with running the business from the present factory are $58 200. The companys directors are merging to discuss a project to increase the businesss production expe rtness. A neighbouring factory has become vacant and it would be possible to rent the additional space in order to produce more yachts. The additional capacity in terms of production would be 20 yachts. The sales director is confident that, with the growth in the leisure yachting market, he will be able to sell the additional yachts.Variable costs per yacht will remain the same because the same labour and materials are used. However, the expansion would produce an additional $14 550 in fixed costs. Required 1. Advise the companys directors on whether to go ahead with this proposal 2. What would be the break even in number of yachts a. Without the proposal b. With the proposal 3. What is the margin of safety in number of yachts and percentage of yachts c. Without the proposal d. With the proposal From this comment of which is the riskiest alternative Multiple choice questionsAnswer these questions on the separate multiple choice answer sheet Each question carries one mark 1. unrival led of the approaches to setting budgets is known as the top down approach. This is best described as A production budget set first and working from this to other budgets. B setting the sales forecast and working from this to other budgets. C budget targets set by senior management. D budget targets set at the lowest level of management. 2. High operating gearing refers to A an bodily process with relatively high variable costs compared with its fixed costs. B an activity with relatively high fixed costs compared with its variable costs. C an activity with relatively low fixed costs compared with its variable costs. D an activity with fixed costs equal to its variable costs. 3. The decision rule for the accounting rate of return method of assessing coronation projects is to accept all projects with A a positive return. B the highest return subject to a minimum required return. C the highest return. D none of the above. 4. A disadvantage associated with the use of the a ccounting rate of return method for assessing investment opportunities isA it is a method that is not widely understood by business. B it is based on an accrual approach rather than cash flows. C it ignores the while value of money. D B and C. 5. The time value of money is an important concept in investment decisions as it takes into account that A a dollar real tomorrow is more valuable than a dollar received today. B a dollar received today is equal to a dollar received tomorrow. C it takes time to ready profits. D a dollar received today is more valuable than a dollar received tomorrow. END OF EXAMINATION

Saturday, May 18, 2019

Literary Analysis on Death of a Salesman Essay

In wipeout of a Sales adult male by Arthur Miller, the conflict between a engender and intelligence shapes the overall meaning of the work and explains all of the adverse scourts that occur throughout. The sources of Willy and Biffs conflicts, which include Biffs delusional perception of the world as a result of ideas pose in him by his pose, Biffs find of his fathers affair, and Biffs overleap of billet success all accumulate and result in the ultimate rivalry between the father and son. Altogether, these contribute greatly to the formation of the concept that personal dreams and desire to achieve success can practically negatively interfere with personal family relationships, and causing people to loose sight of what is important in our lives, as Willy and Biff exemplify. end-to-end the play, there are flashbacks to Biffs childhood as a prosperous athlete and motivated individual. Willys pride in his sons accomplishments is apparent, as he continuously praises him sayi ng, Good work Biff (1561), yet Willys neglect of acceptance of earthly concern are as well. Frequently Bernard, a studious young boy, appears and reminds Willy of Biffs unsatisfactory grades, yet Willy refuses to recognize these downfalls and does not accept the reality of his sons situation. Willy tho tells Bernard, Dont be a pest, Bernard What an anaemic (1560), and dismisses the negative statements made about Biff. Bernard constantly reappears almost as a symbol of Biffs conscience, telling him to study or else he entrust not graduate. Willy does not help the situation and solely combats Bernards feats by filling Biffs head with lies and selling him on the idea of the American Dream as something that is easily achieved, by giving simple advice such as, Be liked and you will neer want (1561).It is apparent that Willy weighs the importance of being well-liked and socially accepted more heavily than essential hard work and success, a negative reflection of his character. Wi lly preaches his philosophy that, the man who makes an appearance in the business world, the man who creates personal interest, is the man who gets ahead (1561). This is purely ironic due to the fact that Willy is the man who creates a personal interest in the business world with men of high status, but when all of his friends bechance away he is left with nothing but a glorified past to remember. This false reality that Willy paints for Biff fosters the conflict between father andson due to the fact that Biff fails as a result of the way he was raised. Biff follows his fathers ways and words, and by the time he takes his first rail line he has been raised to think that success and happiness will just come to him without excessive effort on his part.As any son would look up to and admire his father, Biff took his fathers advice and thence makes no excessive efforts and put forth minimal work expecting to become successful merely because of his personality. This sense of entitleme nt is clearly diminished when Biff fails to keep a job and ends up at home. Willy never takes the time to teach Biff a good work ethic, good values, and strong chastes, because Willy himself has not even established these within his own character. Therefore Biff steals, does not work hard, and finds it hard to make it in the real world. Willy himself does not know what is important in heart, does not have morals, and does not value his family relationships, therefore he has no way of teaching Biff these vital tools for success and happiness. The resentment Willy feels because of Biffs lack of success becomes the important conflict throughout the play ultimately reflects negatively upon Willys lack of force to achieve the American dream himself, displaying Willys overall weak character.Biffs discovery of his fathers affair serves as a main turning tiptop for him as a character, a turning point that sends him downward into a life of postulate and lack of achievement. It is at th is point that Biff loses love for his father and begins to recognize the lie that he is living, thus making it a main source of conflict. Willy is in denial about his involvement with Biffs failure in life, and when indirectly confronted by Bernard about the incident in Boston asking What happened in Boston, Willy? (1600), Willy becomes defensive, saying, What are you trying to do, incrimination it on me? Dont talk to me that way (1600). After being told about Biffs reaction upon his return from Boston and the burning of his favorite University of Virginia shoes that symbolize Biffs dreams and hopes for the future, Willy realizes the result of impact that Biffs discovery of the affair had. Willys lack of acceptance of reality adversely affects his relationship with Biff because he never takes responsibility for his affair or even has the courage to admit it to Biff.As a result, when Biff discovers a woman in his fathers hotel room, he confronts his father, You mould You phony lit tle fake You fake (1618) and all Willy can do is attempt to exercise his role as a father which ultimately fails. Frequently throughout the play, Happy makes references to the man Biff utilise to be, asking him, What happened, Biff? Wheres the old humor, the old confidence? (1552). Learning about his fathers affair and seeing it firsthand that day in Boston was the turning point for Biff, the point where he grew up and realized that his father was a broken and defeated man, not the successful business man he portrayed himself as and used to be. As a result of this, Biff loses all respect for his father, and alternatively Willy begins to loathe Biff as well. Due to his discovery of the affair, Biff not only sees his father as a failed businessman, but a failed man. A man without money does not make him a bad man, but an adulterer who betrayed a woman who gave him everything cannot be forgiven in the eyes of a son.Throughout Willys continuous failures and defeats, his wife shut up remains supportive of him and loving, constantly reminding him of her affection for him. Despite this, Willy still yearns to have what he does not and thus pursues an extramarital relationship with the other woman. It is clear that Willy finds some signifier of comfort and validation in this affair with a woman who makes him feel wanted, yet his wife does the alike(p) therefore it is clearly a matter of greed. Willys sense of failure, his belief that he has no ripe to his wife, despite Lindas love for him, is what motivates Willys deceptions, and those of his sons after him (Bloom, Blooms Modern Critical Interpretations Death of a Salesman).This event contributes to the overall meaning of the work as a symbol of the failure of the American Dream by Willy, not only in terms of personal success but as well as in terms of family relationship and his familys success. Not only does Willy cheat on his wife, loathe his son, and struggle to keep a job, but he has let his values go and s eems to have no moral compass of right and wrong. It shows that he has failed in the business aspect of his life, and also in his morals.Finally, Biffs lack of success in the real world contributes by and large to the conflict between him and his father. After having infinite jobs over a period of several years, Biff returns home with loss of all hope of determination a steady job to support himself. Willy is disappointed by Biffs lack ofability to succeed, and, It is to Biff, the returning son, to whom Willy relates most affectively. (Hadomi, Rhythm Between Father and Son.) It is because Willy can see so much of himself in Biff and relates so heavily to him that these resentful feelings arise.Biff reflects his fathers failed ideals and expectations for himself, which are represented in Willys fantasies and flashbacks regarding Biffs successful and glorious childhood, as well as expectations that Willy originally had for himself. Willy sees his failed life and career as a middle-a ged man, and recognizes similar traits and qualities in Biff. Although he never expresses these, it is apparent that Willy largely sees himself in his son and thus takes out his anger for himself on Biff, resulting in constant fighting and conflict.The conflicted relationship between Willy and Biff exemplifies the theme of the work that in ones pursuit of professional and veridical success, it is easy to become preoccupied with superficial aspects of life while simultaneously losing sight of what matters most. Willys preoccupancy with his quest for material fulfillment ultimately results in a flawed relationship with his family, and ultimately with his son Biff when Willy sees him following in his footsteps. This conflict between father and son is what shapes the theme of the work and serves to spotlight Millers purpose and the greater meaning of the play that nothing is more important than family. (Word look at 1517)

Friday, May 17, 2019

Filipino Migrant Woman

Migration When the Light of Home is Abroad Unskilled Female Migration and the Filipino Family * The hold focuses on the Filipino female population migrating to Singapore and the difficulties they face while in their host orbit. by means of interviews and extensive research the authors explore the relationships between Filipino migrant women and their families.The authors state, Specifically, we explore how migrant women and their family members define and carry off family thinkingls, gender identities and family relationships, given the familys transnational configuration. In other words, with women regarded as the light of the home (ilaw ng tahanan) away from the family, how is family constituted and family life crafted by its constituent members both at home and abroad? (Asis, Huang, Yeoh 199). * The idea of transnational family, having a bond while living in a host country, is interrelated with tire out migrants.The authors defines transnational family as, one where core members are distri unlessed in two or more nation states but continue to share strong bonds of collective welfare and unity is a strategic response to the changing social, economic and political conditions of a globalizing world (Asis, Huang, Yeoh 199). * Female migrants are constantly negotiating their identity and their role in their host countries which leads them to maintain ties through engaging actively or disengaging themselves from their families. Long distance calls from the migrant to the families is an poser of active pursuit.The authors describe this constant negotiation of a migrants identity as relativising (Asis, Huang, Yeoh 200). The opinion of relativising could also be formed through cultural differences from host countries. * Philippines, Indonesia, and Sri Lanka are three countries in southeastward Asia which encompass the largest amount of female migration. The authors states, The Philippines is one of three countries in Asia where women migrants comprise b etween 60 and 80 percent of legal migrants deployed to other countries every year (Asis, Huang, Yeoh 203).Filipino women migrants increased due to a shift in labour needs during the 1980s. * The authors research offers interviews with female migrants and their families in Singapore and Philippines. The interview raises consciousness of female migrants loss of connectivity with family members, especially children. Many children matte up the absence of their mother molded their family relationship in a negative context. In one example, two male children dropped out of schoolhouse and upon their mothers arrival the children returned back to school.In this case the mother is seen as the enforcer which entails drives the children to attend school. The overleap of face to face interaction between the female migrant and her family causes negative consequences to the migrant herself as head as her family. * The article also discusses the positive outcomes for female migrants while in their host country. Many of the migrants felt empowered by being able to provide a better life for their family. Many of the women provide remittances which in turn allowed for rebuilding of homes, school expenses, and food.Another positive outcome for female migrants was the respect they embraced from their husbands upon returning to their country of origin. Questions * How does the reconfiguration gender role affect female labour migrants while in their host country? * Filipino female migration alters the family relationship and in doing so constructs a gap between the mothers and children. Is the economical factor charge the risk of losing the bond between the migrants children and the migrant hence affecting education for the children? * ordure labour migrants maintain a sense of family and does the term family alter when absent from the country of origin?

Thursday, May 16, 2019

The Effect of Bad Debt Management in Nigerian Banking Industry and Dissertation

The Effect of Bad Debt Management in Nigerian Banking Industry and Remedies - Dissertation Example2. writings Review102.1Nigerian Banking Industry and its Role in Economic Growth102.2deregulation of the Banking System122.3Credit Risk and its Management Strategies132.4Impact of Credit Risk17CHAPTER THREE193.Research Methodology193.1Justification of the Methodology193.2Research Methodologies203.2.1 Qualitative Methodology203.2.2 Quantitative Methodology213.3Data Collection213.3.1 uncomplicated Data223.3.2Secondary Data233.4Sampling233.5Reli king and Validity233.6 Ethical Considerations24References25CHAPTER ONE1.IntroductionThe history of Nigerian banking industry dates back to the course of instruction 1892 when the first bank was incorporated by the colonial British Empire (Okezie, Tella, and Akingunola, 2011). The business operation of the fundamental Bank of Nigeria (CBN) was initiated in the year 1959. The autonomy of CBN was lost to the Federal presidency during the period 1968 to 1999. It resulted in Nigeria organism surrounded by a loose m one and only(a)tary policy that was implemented by the Federal Government then. In the year 1999, the last of the military regime in Nigeria, gave back the banks legal autonomy in the field of exercising monetary policy and regulatory functions (Central Bank of Nigeria, n.d.). After the independence of Nigeria in 1960 savings bank the beginning of 1980s, the banking industry of the country was mainly dominated by the three banks namely First Bank, confederacy Bank, and United Bank for Africa. The banking welkin was deregulated by the Nigerian government in 1986 which resulted in easement of launch barriers for the new entrantsin the banking industry of Nigeria. As a result of this deregulation, many new banking firms made an entry into the Nigerian banking sector and the number of banks in the country rose to over 100 (Ekpenyong, and Acha, 2011). Many of these new banking firms were seedy managed and weakly capit alised. The regulatory supervision was also quite weak. This resulted in a series of bank failures and moody up to be banking crisis in the year 1990s. At the beginning of 1989, almost 20% of the loan portfolios were adjudged to be non-performing assets. Since the year 2002, the banking industry of Nigeria comprised of 24 commercial banks, 5 development finance institutions, 5 discount houses, 50 class A bureau de change, 598 class B bureau de change, 84 finance companies, 98 primary winding mortgage institutions, and 914 microfinance institutions (Iwukemjika, n.d.). One of the major concerns for the policy makers is the increasing level of cases of banks in being distress. Hence no-count debt forms an important aspect of the banking industry in Nigeria. 1.1 Background of the Study It is a fact that the banking system is considered to be the engine of growth in any economy. It is so because of its function of financial intermediation. With the help of this function the banks are able to increase their performance, facilitate capital formation, and ultimately help in promoting economic growth (Badun, 2009). However, the ability of the banks to foster economic development and growth depends on the stability, health, and soundness of the system. The shareholders fund constitutes only a piffling portion of the total liability of the banks. This fact undermines the need for a reliable, viable and strong banking system. Hence, not surprisingly, the banking sector is found to be one of the most regulated sectors in an economy. In a modern economy, one can find clear distinctions between deficit and surplus economics units and also in the serve of separation of the mechanism related to saving investment. This fact has led to the emergence of financial institutions whose primary tariff includes

Wednesday, May 15, 2019

Argumentive Eassy Essay Example | Topics and Well Written Essays - 1250 words

Argumentive Eassy - Essay ExampleSocial networking sites, such as Facebook and Myspace, have become the most modern and the most common methods of communication between people, especially for teenagers. musical composition teenagers appreciate the ease in which they are able to communicate with friends and family members, there are many concerns in regard to this newer form of communication. Social networking sites are harming the social skills of teenagers, keeping them from other aspects of their lives, and have proven to be dangerous to their lives and substantially-beings. With all of these aspects combined, many parents have come to believe that social networking websites are harmful to teenagers. plot of ground many people, teenagers especially, believe that Facebook and Myspace are considered to be social networking sites, there are still others, consisting of mainly parents, that touch sensation that social networking is an oxymoron. Through these social websites, teenager s are able to keep in touch with friends, family members, and teachers, as well as being able to meet new people through the many communities via these networking sites. However, the more that teenagers cypher on these websites to communicate with others, the less time they seem to spend with friends and family outside of their web-driven social lives. The days of lecture on the phone or going to a friends house have considerable since gone with the introduction of these simple communicative tools, making having a social life more expedient to teenagers of this generation. A social life nowadays usually consists of friends meeting each other in non-homogeneous chat rooms or forums on social networking websites to talk.The biggest fear here is that teenagers growing up in this digital generation and putting too much dependency on these websites will begin to bear real social skills, as their methods are now centering more around a data processor instead of face-to-face communi cation, or even a conversation taking place

Tuesday, May 14, 2019

Strategic Role of Employee Performance Recognition in Increasing Statistics Project

Strategic component of Employee Performance Recognition in Increasing Employee Productivity - Statistics Project ExampleThe following section entrust discuss the findings regarding the values of correlation coefficients for each of the pairs under consideration.Correlation coefficient has been found to be autocratic statistically significant at 1 % take of significance. It simply implies that with increase in the level of employee affair in management and decision making process, the level of job satisfaction increases significantly. This finding provides great support to the findings of those studies which advocated increase employee community for the betterment of job satisfaction among employees (Coch and French, 1949, Pfeller, 1994 Verma, 1995 Maslow 1954 Herzberg, 1966). All these studies allow talked about a strong positive kind amidst employees participation in the work place and the level of job contentment. There have been a few studies which have not found any stro ng connection between employee participation and job satisfaction. But the findings of the current study have once again reinforced the positive relationship between job satisfaction level and the level of employee participation. (ANY QUANTATIVE DATA FROM YOUR SURVEYS TO SUPPORT THIS? ) (table 1 itself shows the correlation coefficient)Hence, it would not be wrong to say that in the Effort companies selected for this study the efforts that have been taken to enhance the level of employee participation have resulted in increasing the level of self actualization among the employees along with enhancing the level of fanaticism employees, all of which in turn directly resulted in higher level of job contentment among the employees of the companies as they have now obtained higher level of self-esteem. Such a strong significant relationship between the level of participation and job statistician might have stemmed from the fact that the process of participation involves distribution of the impact of participation among all the employees